AFFORDABILITY

Complete financial picture

Conduct deep financial analysis, optimise online lending and get better insight into your customer's financial commitments.

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Instant income verification

Use our advanced income algorithms to reliably identify all sources of income such as regular, variable and casual income streams. Enabling you to streamline individual assessments and make faster lending decisions.

Detailed expense analysis

Our market-leading machine learning models classify expenses into 250 unique categories so you get the most accurate picture of customer spending.

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The most comprehensive financial report

Make the most of customer banking data to generate an accurate and complete picture of their financial position at any given point in time.

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Aggregated, bank agnostic view

Get the true picture of your customer's debits and credits across all their accounts and institutions.

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Historical analysis

Analyse over 12 months of financial data to get a better understanding of your customer's position.

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Expense Insights

Categorise customer spending, with industry standard categories or your own.

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Identify Assets and Liabilities

Understand your customers assets and liabilities across all of their accounts.

How it works

Basiq Affordability is an end-to-end platform for collecting, transforming and analysing customer financial data.

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1 Generate Link

Send your customer a link to seek consent to their financial data.

2 Seek Consent

Customer grants consent and connects their financial institution(s).

3 Generate Report

Generate a detailed affordability report to understand your customer's financial position.

Bring your ideas to life

We have taken extreme care to design APIs that can easily be integrated with your solution, enabling you to access quality data and get to market faster.

Plug and Play with the rest of the Basiq Platform

Connect works seamlessly with our other products. Use acquired data to understand the nature of each spend via Enrich, or get the complete view with Affordability.

Ready to get started?

Get in touch or create an account.