Build the future of financial services

Basiq is the leading open banking platform enabling developers to build innovative financial solutions. We provide secure access to customer-consented financial data and powerful APIs that uncover valuable insights.

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Everything you need to leverage banking data

Basiq provides all the tools you need to optimise customer experiences and transform financial services.

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Secure, consent driven connectivity to banking data

Easily access your customers banking data with enterprise-grade security and managed consent.

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Complete aggregation platform for acquiring financial data

Combine financial data from multiple accounts to get a complete view of your customer’s finances.

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Connect and refresh data in real-time

On-demand retrieval of account balances and new bank transactions.

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Comprehensive financial insights

Identify all sources of income, analyse expenses and discover cash assets and liabilities.

Instant access to financial data

Basiq provides the tools to securely acquire and analyse your customers finances from banks, credit unions, building societies, card issuers and more.

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The complete picture at your fingertips

Basiq provides all the essential data you'll need to build a complete picture of your customer's finances.

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Accounts

Retrieve a complete list of accounts held with each insitution along with their details and balances.

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Transactions

Acquire historical and current bank transactions from each account.

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Income

Verify regular and variable sources of income using our powerful income detection algorithm.

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Expenses

Analyse expenses in detail by observing customer spending across more than 250 categories.

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Assets

Understand your customer’s current cash reserves, investments and other vital assets.

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Liabilities

Identify liabilities such as mortgages and loans, and gain insights into credit card usage behaviour.

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Identity

Verify the identity associated with each linked institution.

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Mortgages

Discover mortgage information such as interest rate, instalment date, loan type and more.

Developer-friendly API

Simple to use, RESTful, and fully documented APIs that help you quickly integrate with your application.

Get a head start with our developer guides, and make your first call to our APIs within a few minutes. Use our fully functional sandbox to test your apps before going live.

Security

Our security approach focuses on security governance, risk management and compliance. This includes encryption at rest and in transit, network security and server hardening, administrative access control, system monitoring, logging and alerting, plus more.

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Secure environment

Our physical infrastructure is hosted and managed in a ISO 27001, SOC 1 & SOC 2, PCI Level 1, FISMA Moderate and SOX certified data centres.

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Multi-factor authentication

Two-factor authentication and strong password controls are required for administrative access to all systems.

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Restricted network access

Firewalls are utilised to restrict access to systems from external networks and between systems internally.

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Data encryption

We store data at rest using 256-bit AES encryption and use an SSL/TLS secure tunnel to transfer data between your app and our API.

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Secure development practices

Our development follows industry-standard secure coding guidelines, such as those recommended by OWASP.

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Realtime monitoring

We conduct behavioural monitoring, vulnerability assessment, SIEM and intrusion detection to detect threats and keep our system safe and secure.